About Us
WHY FRESH START CREDIT SERVICES?
As the CEO of Fresh Start Credit Services, LLC, I along with my dedicated team, am deeply committed to empowering our clients to build, preserve, transfer, and donate wealth. With a proven track record of excellence, we have successfully served over 5,000 customers and possess extensive experience in asset management. Our unwavering goal is to ensure that each client not only meets their financial objectives but also optimizes their wealth to create a lasting legacy.
In addition to my wealth management expertise, I am a licensed mortgage loan officer in California, Illinois, and Georgia, and hold a life and health insurance license in California. With over 20 years of diverse experience in finance, banking, call center management, and retail management, I bring a comprehensive and nuanced understanding of financial systems to our clients. This broad background allows me to offer informed and ethical advice that prioritizes the best interests of those we serve.
As an alumnus of UC Berkeley and the proud father of four daughters, I place immense value on education and family. These principles shape my commitment to enriching lives through thoughtful and strategic financial planning. At Fresh Start Credit Services, LLC we believe in the transformative power of financial literacy and ethical practices, which are essential for nurturing a prosperous future for our clients and their families.
Vision.
Our Team
Arthur Williams, CEO
Chief Executive officer
Previously held positions at
VP Wells Fargo, Bank of America
Walmart, Dayton Hudson Corp
ROSHANDA SMITH, COO
Chief Operations Officer
Previous held positions as
school teacher in Miami
Small business owner
SHY WILLIAMS, CIO
Chief Information Officer
Previously held positions
Genetech, CBRE
VP Xobee Business Dev
Take Action! Ask For Help If You Need It
A Personal Journey to Financial Empowerment
I believe that financial education is a crucial skill that many of us were never taught in elementary and middle school. I still remember the day my grandmother took me to open my first bank account when I was just 15 years old. That experience left a lasting impact on me, especially when I later earned a wonderful $4,000 scholarship for my college education from Home Savings and Loans. My journey continued as I worked as a branch manager for Bank of America and Wells Fargo, where I witnessed firsthand the alarming lack of financial education and literacy among individuals from all walks of life. It became clear to me that many people never had the chance to succeed in what I refer to as America's financial Monopoly—a game designed for those equipped with knowledge and understanding of the financial landscape.
Recognizing this gap, I felt a powerful calling to become an advocate for change. In January 2019, I began a new job at a pawn shop, grappling with my own financial struggles. It was during this challenging time that I realized the critical importance of repairing my credit for achieving true freedom and stability. With a sense of urgency and hope, I took a leap of faith and invested $1,400—almost my entire first paycheck—on a Friday, praying for guidance to change my life.
The very next day, I was overjoyed to discover that a collection account from a medical provider had been removed from my credit report! After just 30 days, I saw transformative results in my credit profile. Three months later, my best friend added me as an authorized user on four of his credit cards, which boosted my credit score to an impressive 740. Within six months, I was confidently applying for credit in my name, and by 2021, I proudly achieved a milestone—purchasing my own home! For the third time.
At Fresh Start Credit Services, we understand that many individuals share similar journeys, often hindered by a lack of financial education and support. We are here to empower you with the knowledge and resources needed to navigate the complexities of credit and finance. Our mission is to advocate for you, providing guidance and expertise to transform your financial future, just as I transformed mine. Together, let's break the cycle of financial ignorance and unlock your path to success.
