BUSINESS CREDIT

  • Understanding and improving your SBSS business credit score.
  • Small Business Scoring Service (SBSS) Credit Scoring
  • SBSS, used by the Small Business Administration (SBA), generates a hybrid credit score ranging from 0 to 300 that combines personal and business credit data. It is widely used by over 7,500 lenders to assess creditworthiness for business loans. To maintain a good SBSS score:
  • Make on-time payments consistently.
  • Keep credit utilization low on credit cards.
  • Maintain a lengthy and healthy credit history.
  • Monitoring and improving both business and personal credit reports is essential for a strong SBSS score,

Let’s discuss your business funding goals and how business credit can get you there!

FUN FACTS

  • Establish a business cell number in your entity name
  • Register your business name on google
  • Obtain a business fictitious statement with your county
  • Pay Franchise State Tax Board after 1st year of entity formation
  • Update Registered Agent after 1st year for FREE
  • Create Excel spreadsheet for new business credit accounts
  • Create P&L track expenses monthly

Ask Art

Enter basic information

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Enter personal information

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Tell us more about your business

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Verify identity and ownership

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Partner information

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Upload Your Last 4 Months of Business Bank Statements

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